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Employer Liability Insurance 'Hephaestus'

In 1997 a new Law in relation to occupational safety and health was introduced setting things on a different path. Specifically L. 63/97 which provides for the compulsory insurance of every employer against his / her liability to his / her employees. This law defines both employers’ and employees’ obligations. A fundamental requirement of the law is the responsibility of each employer "to ensure, as far as reasonably practicable, the safety of health and well-being at work for all employees". This, of course, implies that each employer must act in advance so as to minimize the exposure of any employee to multiple risks possible to occur during the course of their business.


As of 29/07/2011, the legislation has been amended in regards to the minimum coverage limits that have been differentiated into:

(a) For every employee 160,000 €

(b) For each incident € 3,415,000

(c) For a total coverage of € 5.125.000 for each insurance period

Although the above amounts are the minimum required by the Law, are not the maximum that may be required in the event of claims for Employer’s Liability by the courts.

For this reason, our Company has the ability to provide coverage limits up to

(a) For every employee € 500,000

(b) For each incident € 3,415,000

(c) For a total coverage of € 5.125.000 for each insurance period


Employer’s Liability Proposal Form "Hephaestus"

Declaration of Employees’ Gross Earnings

Non Motor Alternation Form

Consent Personal Data


Tel. +357 24 200 800

Fax: +357 24 82 82 98


Address: Ydrogios House, Medousis 2, 6059 Larnaca

T.G. 40378, 6303 - Larnaca


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Intellectual Property: Ydrogios Insurance Company (Cyprus) Ltd 2017